Welcome to Sohih Capital Ltd (“Sohih”, “we”, “our”, or “us”).
This Privacy Policy explains how we collect, use, store, disclose, and protect your personal information when you interact with us through our website, digital platforms, or when you access any of our financial products and services. Sohih is committed to protecting your privacy, safeguarding your data, and handling all personal information in a lawful, fair, transparent, and ethical manner, in line with applicable Nigerian data protection laws and best practices. By accessing our website or using any of our services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection and use of your information as described below.
We collect information necessary to provide our services responsibly, securely, and in compliance with regulatory requirements.
When you engage with Sohih, we may collect personal information including, but not limited to:
● Full name
● Email address and phone number
● Residential or mailing address
● Employment or business details
● Financial information relevant to our services
● Government-issued identification such as BVN, NIN, driver’s licence, or other legally acceptable identification (where required)
When you visit our website or digital platforms, we may automatically collect certain information, including:
● IP address
● Browser type and version
● Device type and operating system
● Time zone and location data (limited)
● Pages visited and interactions on our website
This information helps us understand how users interact with our platform and improve overall functionality and security.
We use cookies and similar technologies to enhance your browsing experience, maintain secure sessions, and analyze website performance. Cookies do not give us access to your device or personal files.
You may choose to disable cookies through your browser settings, though some features of our website may not function optimally.
We use your information strictly for legitimate business and regulatory purposes, including:
● Providing and managing our financial products and services
● Processing applications and transactions
● Verifying identity and conducting due diligence
● Communicating with you regarding your account, requests, or updates to our services
● Preventing fraud, unauthorized access, and other financial crimes
● Improving our website, systems, and customer experience
● Complying with legal, regulatory, and reporting obligations under Nigerian law
We do not sell your personal information to third parties.
We process personal data based on one or more of the following grounds:
● Your consent
● Performance of a contract or service request
● Compliance with legal and regulatory obligations
● Legitimate business interests, provided such interests do not override your fundamental rights and freedoms
We retain your personal information only for as long as necessary to:
● Provide our services to you
● Meet regulatory, accounting, or legal requirements
● Resolve disputes or enforce agreements
● Prevent fraud and ensure system security
Where information is no longer required, it is securely deleted or anonymized in accordance with applicable laws.
We may disclose your personal information only in the following circumstances:
● To regulators, law enforcement agencies, or government authorities where required by law
● To trusted service providers and partners who assist us in operating our business, subject to strict confidentiality obligations
● Where disclosure is necessary to protect Sohih, our users, or the public from fraud, security threats, or legal violations
Any shared data is limited strictly to what is necessary.
Sohih implements reasonable administrative, technical, and physical safeguards to protect your personal information against loss, misuse, unauthorized access, disclosure, alteration, or destruction.
These measures include secure servers, access controls, encryption where appropriate, and restricted staff access on a need-to-know basis.
However, no method of electronic transmission or storage is entirely secure. We encourage users not to transmit sensitive information through unsecured channels.
In accordance with the Nigeria Data Protection Regulation (NDPR) and other applicable laws, you have the right to:
● Access your personal data
● Request correction of inaccurate or incomplete information
● Request restriction or objection to certain processing activities
● Request deletion of your personal data (subject to legal obligations)
● Request portability of your data
● Lodge a complaint with a relevant supervisory authority
You may exercise these rights by contacting us using the details provided below.
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or technology.
Any updates will be posted on this page, and continued use of our services after such updates constitutes acceptance of the revised policy.
This Privacy Policy is governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria, including the Nigeria Data Protection Regulation (NDPR) and other applicable regulations.
If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal information, please contact us via info@sohih.ng.